Can i lend my car to an uninsured driver

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 · Car owners who lend their vehicle to someone who drives it without valid insurance can be convicted of an IN12 offence, which is technically described as “aiding, abetting, counselling or procuring using a vehicle uninsured against third party risks.”Estimated Reading Time: 2 mins. No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your car. By Shoaib Khan. An uninsured driver is usually covered by your auto insurance while she's behind the wheel of your car because insurance "follows the vehicle." This means that regardless of the driver, an insured vehicle will cover the driver as long as the policy does not expressly exclude a non-owner driver from coverage.

Is it legal for someone to drive my car who is not on my insurance policy?” "Generally, it's not a problem if they're driving with your consent," says Jeanne Salvatore, Senior Vice President of Public Affairs and consumer spokesperson for the Insurance Information Institute. "If it's an occasional use, say I borrow your car to go pick up milk, and as long as permission has been verbally granted, you'll typically be covered.". No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car. It is important to really understand your coverages and how car insurance works if another driver crashes your car. In most states, you are not allowed to register a car to drive unless you can prove you have valid insurance for it. However, you do not need to purchase car insurance in order to be licensed to drive. If you do not have a car, you probably don’t have car insurance.

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